Did you know that many Medicare Advantage plans provide an Over-the-Counter Benefit for your everyday healthcare items? These plans often have a list of items for you to choose from that can be shipped directly to your home. To learn more about how to save on things like pain relievers and first aid supplies, check out the video below!
For help with Medicare plans – or any questions you may have about Medicare – contact AMAC’s Medicare Advisory Service at 1-855-696-7535 or click the button below. For more information, keep reading!
It happens to all of us, we catch a cold and realize our medicine cabinet is empty, then go running to the drug store to buy supplies. Truth is that those items can add up quickly. Wouldn’t it be nice if your health insurance helped pay for those things?
The good news is that many Medicare Advantage plans do already offer an Over-the-Counter Benefit (OTC). Plan providers that offer this will usually have a catalog of items for you to choose from that includes items like pain relievers, cold medications, vitamins, medical equipment and first aid supplies.
Once you receive your plan materials, look for information regarding your OTC benefit. If you do not find it there, be sure to call your plan provider so they can send you the information you need to utilize this benefit. After choosing which OTC items you want, you can call your plan provider to place an order or use their online order form. Over-the-Counter items will get shipped directly to your home.
AMAC’s tip of the week is: use your Over-the-Counter Benefits to help pay for things that Medicare does not. Things like band aids and ice packs are great to stock up on because no one wants to run all the way to the store when they are injured. Doing this will save you on out-of-pocket expenses for everyday health essentials. After all, these benefits are included in your plan at no additional cost for you to use!
AMAC, you need to do story on how A.I. (Artificial Intelligence) is making decisions on Medicare Advantage decisions on people’s health care.
You would find it very interesting.
That is a great suggestion David! Thank you for taking the time to read our posts.
Thank you AMAC for helping Americans with valuable information.
If you are going to promote Medicare Advantage plans, please reveal their common significant downside. By taking an Advantage Plan, you are surrendering your future health coverage to a private insurer. They can then decide whether or not to renew your coverage and how much they will charge. If you don’t like what they do, your options with regular Medicare may be limited or more expensive.
No one talks about these issues when pushing Advantage plans. AMAC should cover this downside!
Hello Kevin,
You bring up a valid point- insurance is not a one-size-fits-all situation. There are many people do who enjoy their Medicare Advantage plans because of the lower premium and added benefits. But there are trade-offs when choosing this type of plan like the uncertainty of plan renewability, having a provider network, and annual changes.
We encourage everyone to do their research before selecting a plan. AMAC offers complimentary advisory services- feel free to give one of our licensed Medicare Advisors a call at 1-855-696-7535.
We have more articles and videos on our site that explain the ins and outs of Medicare Advantage plans.
Here are some posts you may find helpful:
https://amac.us/amacs-medicare-tip-of-the-week-things-to-consider-when-purchasing-a-medicare-advantage-plan/
https://amac.us/understanding-medicare-part-c/
https://amac.us/are-those-ads-on-tv-too-good-to-be-true/
Thank you for sharing this information
You are very welcome Mia!